{"product_id":"kiwi-money-planner-printable-nz-budget-planner-pdf","title":"Kiwi Money Planner – Printable NZ Budget Planner (PDF)","description":"\u003cp\u003e\u003cstrong\u003ePayday comes, bills go out, and somehow there's nothing left. Then the rego's due. Sound familiar?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eThe Kiwi Money Planner is a printable budget kit made for how New Zealanders actually get paid and what we actually spend on. Most budget planners online are American: monthly pay, US dollars, US Letter paper. This one is built around \u003cstrong\u003efortnightly pay\u003c\/strong\u003e, \u003cstrong\u003erego and WOF\u003c\/strong\u003e, \u003cstrong\u003erates\u003c\/strong\u003e, \u003cstrong\u003eKiwiSaver\u003c\/strong\u003e, \u003cstrong\u003eAfterpay\u003c\/strong\u003e and \u003cstrong\u003eChristmas\u003c\/strong\u003e.\u003c\/p\u003e\n\u003ch3\u003eWhy a printable planner?\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eWriting it down makes it real.\u003c\/strong\u003e Filling in numbers by hand makes you notice where the money goes in a way an app notification doesn't.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eNo subscriptions, no logins, no bank connections.\u003c\/strong\u003e Pay once, print forever.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eEasy to share.\u003c\/strong\u003e Stick it on the fridge so the whole household is on the same page.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat's inside (12 A4 pages)\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eStart here\u003c\/strong\u003e: 5-minute setup and a weekly \/ fortnightly \/ monthly converter\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMoney coming in\u003c\/strong\u003e: pay, Working for Families, Accommodation Supplement, side income, plus a payslip check\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eRegular bills\u003c\/strong\u003e: 22 pre-filled NZ categories, from power and broadband to Afterpay instalments\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBig yearly costs\u003c\/strong\u003e: rego, WOF, rates, school costs and Christmas, divided by 26 so you set aside a little every payday\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eFortnightly budget\u003c\/strong\u003e (x2): planned vs actual, every payday\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eSpending tracker\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDebt payoff plan\u003c\/strong\u003e with a payment log\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSavings goals\u003c\/strong\u003e: colour-in trackers for 3 goals\u003c\/li\u003e\n\u003cli\u003e\u003cstrong\u003eYear at a glance\u003c\/strong\u003e\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eChristmas budget\u003c\/strong\u003e and gift list\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003ePerfect for\u003c\/h3\u003e\n\u003cp\u003eFamilies on a tight budget · couples combining money · flatmates · students · anyone starting fresh in the new year.\u003c\/p\u003e\n\u003ch3\u003eHow it works\u003c\/h3\u003e\n\u003cp\u003eBuy, and your PDF download link arrives by email straight away. Print at home, at work or at the library on A4, as many times as you like.\u003c\/p\u003e\n\u003cp\u003e\u003cem\u003eDigital product: nothing is posted. For personal and household use.\u003c\/em\u003e\u003c\/p\u003e","brand":"bys-user-store-1171865","offers":[{"title":"Default Title","offer_id":69268663533810,"sku":"TT-KMP-01","price":9.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0864\/9110\/3474\/files\/Kiwi_Money_Planner_cover_1.png?v=1794311922","url":"https:\/\/tidytui.com\/products\/kiwi-money-planner-printable-nz-budget-planner-pdf","provider":"Tidy Tui ","version":"1.0","type":"link"}